Archive for April, 2008
How prevailing interest rates influence life settlements
Rate of return and cost of funds is a powerful driving force in the life settlement industry. The spread between the two ultimately affects what the seller receives from a life settlement. Life settlement offers directly reflect the return on investment the buyer expects.
How policy cash values influence life settlement offers
Strip cash values to increase the amount you receive for your life settlement.
Importance of an insurer’s ratings in life settlements
In general, state guaranty funds cover nearly all death benefits in the event of an insurance company’s impairment, up to a limit of about $300,000 in many states. However, this $300,000 payment limit is probably smaller than the face values of the policies in most life settlement transactions.
How policy type influences the pricing of a life settlement
The types of policies most commonly used in life settlements are: universal life, variable universal life, joint survivorship universal life, term life, whole life, variable whole life, joint survivorship whole life, and group life.This post explains which are more desireable to buyers .
How policy type influences the pricing of a life settlement
The types of policies most commonly used in life settlements are: universal life, variable universal life, joint survivorship universal life, term life, whole life, variable whole life, joint survivorship whole life, and group life.This post explains which are more desireable to buyers .
Betting on Death: Life Settlements Flourish on Wall Street
Life settlements in which life insurance policy holders sell their policies to investors is a booming business on Wall Street.
Convertible Term Life Settlements Short Course
Do you have a term policy? Don’t let it lapse and don’t replace it BEFORE you find out if it is convertible. Many people are setting on top of buried treasure when it comes to the settlement value of an asset that will become worthless once it has been discarded.